Privacy Policy
OZONOH Financial Group - Privacy Policy
1. Introduction
OZONOH Financial Group (“we”, “us”, “our”) is committed to protecting the privacy of our clients and customers. This Privacy Policy outlines how we collect, use, disclose, and safeguard your personal information in compliance with Canadian privacy laws, including the Personal Information Protection and Electronic Documents Act (PIPEDA).
2. Types of Personal Information We Collect
We may collect personal information in the following categories:
- Personal identification information (name, address, contact details)
- Financial information (income, credit history, assets, liabilities)
- Employment and business information
- Documentation for lending and consulting services
- Communication records and correspondence
3. Purposes of Information Collection
We collect and use personal information for the following purposes:
- Processing residential and private lending applications
- Evaluating commercial lending requests
- Preparing professional business plans
- Providing consulting services
- Assessing credit worthiness
- Communicating with clients
- Complying with legal and regulatory requirements
- Preventing fraud and maintaining security
4. Consent
By engaging with OZONOH Financial Group, you consent to the collection, use, and disclosure of your personal information as described in this policy. You may withdraw consent at any time, subject to legal and contractual restrictions.
5. Information Sharing and Disclosure
We may share personal information with:
- Credit bureaus and financial institutions
- Third-party service providers
- Legal and regulatory authorities
- Professional advisors (auditors, lawyers)
- Business plan consultants and specialists
We ensure that any third parties with whom we share information are bound by confidentiality agreements and privacy protection standards.
6. Information Protection
We implement robust security measures to protect personal information, including:
- Encrypted digital storage
- Secure access controls
- Regular security audits
- Staff training on privacy protection
- Physical and technological safeguards
7. Retention of Personal Information
We retain personal information only for as long as necessary to fulfill the purposes for which it was collected, or as required by law. After this period, information is securely destroyed or anonymized.
8. Access and Correction
Clients have the right to:
- Request access to their personal information
- Request corrections to inaccurate or incomplete information
- Receive an accounting of information disclosures
9. Cookies and Online Information
If our website uses cookies or similar technologies, we will provide additional details about their use and how to manage them.
10. International Transfers
Personal information may be processed or stored outside of Canada. We ensure that such transfers maintain the same level of privacy protection.
11. Children's Privacy
We do not knowingly collect personal information from individuals under 18 years of age without parental consent.
12. Changes to Privacy Policy
We may update this privacy policy periodically. The most current version will always be available on our website.